Is Your Car Insurance Loyalty Costing You?

Sticking with the same car insurance company year after year might feel like a smart move. After all, shouldn’t being a loyal customer earn you a better deal?

Not necessarily.

Insurance rates change all the time, and staying with the same company doesn’t guarantee you’re getting its best price. You could be paying more than you need to simply because you haven’t checked what else is available.

And after years of inflation-driven increases, car insurance premiums now average more than $2,200–$2,500 a year. At those prices, even a modest difference in rates could add up to hundreds of dollars over the course of a year.

Money’s free car insurance comparison tool lets you compare rates from providers in your area and see whether switching could save you money.

COMPARE CAR INSURANCE RATES

The following stories are featured exclusively on The Flyover Podcast—a daily show that gives you the most important headlines in under 15 minutes. 

➤ Russia is reportedly using fishing trawlers to spy on the undersea cables that keep Britain connected to the world. (Hear Details)

➤ Scientists in 1940s Maine spent 13 years trying to make a super dog, complete with millions in funding and a facility nicknamed the School for Dogs. (Listen Now)

➤ Amazon, UPS, and Spirit Halloween are racing to fill hundreds of thousands of holiday jobs even as broader hiring slows. (Hear Story)

➤ Democratic Party leaders sued the Trump administration Tuesday, asking a federal judge to block it from purging voter rolls or threatening state election officials with prosecution before the Nov. 3 midterms. (More)

➤ A Virginia state senator surrendered Thursday on federal bribery, money laundering, and marijuana charges. Prosecutors say L. Louise Lucas, 82, used her office to shield an illegal pot operation run through her cannabis shop. (See Details)

➤ Politico corrected a story Wednesday to say chief of staff Susie Wiles did not set up the Fox News interview that preceded former press secretary Katie Zacharia’s exit. The White House had threatened consequences over the report. (More)

➤ Meta was ordered to pay $25 billion by a New Mexico judge Wednesday after a jury found it misled Facebook users about data privacy. The judge said the state was entitled to up to $219.5 billion. Meta plans to appeal. (See Ruling)

➤ The Los Angeles Angels fired manager Kurt Suzuki after his only season ended with the first 100-loss campaign in franchise history. (More)

➤ CBS Sports named J.J. Watt its permanent lead NFL game analyst, replacing Tony Romo. The network dismissed Romo after his July arrest on suspicion of operating while intoxicated. (More)

➤ FIFA opened bidding for U.S. media rights to the 2030 men’s World Cup, setting a Nov. 19 deadline for offers. The 2026 tournament on Fox averaged a U.S.-record 13.5 million viewers per match. (See Bidding)

➤ The Jacksonville Jaguars are considering letting fans have their ashes placed in a 14-by-14-foot memorial planned as part of EverBank Stadium’s $1.4 billion renovation. (More)

➤ Yesterday’s Results: NFL | NCAAF | NHL | NBA | Soccer | Golf

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Daily Market Report  10/22/2026

➤ Big Stock Move: Biohaven stock jumped more than 30% Thursday after the FDA agreed to review the company’s resubmitted application for troriluzole, a drug for a rare inherited disorder that destroys balance and coordination. The agency rejected the drug last November, and a decision is expected early next year. (See FDA Update)

➤ Jobless claims fell to 194,000 last week, the fewest since July, with the four-week average dropping to lows last seen in the 1960s. (More)

➤ eBay is cutting about 1,000 jobs, roughly 9% of its workforce, in its second round of layoffs this year. The marketplace eliminated 800 positions back in February. (More)

➤ PlayStation 5 sales jumped 22% in September, and hardware revenue rose 43%, driven by buyer demand ahead of the Nov. 19 release of Grand Theft Auto VI. (More)

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➤ With holiday travel coming up, we think we’ve found the carry-on worth upgrading to before your next trip. It’s premium luggage, made with quality materials and the thoughtful features frequent travelers want, without the traditional luxury markup. If your current suitcase has barely survived its last few trips, this is the one we’d look at before the holiday rush. See our favorite carry-on for holiday travel.

Still Paying the Same Car Insurance Rate?

The average U.S. driver now pays about $194 a month for car insurance. If you’ve been with the same insurer for years, it may be worth checking whether you’re still getting a competitive rate.

Shopping around can uncover lower-priced options, and comparing quotes only takes a few minutes.

Money’s car insurance comparison tool can help you see rates from providers in your area and find out whether switching could put more money back in your pocket.

COMPARE CAR INSURANCE RATES

➤ Major U.S. banks are finding AI assistants logged into customer accounts, usually with the customer’s password, and some appear to act without instructions. JPMorgan, Morgan Stanley, and others are now restricting the bots. (More)

➤ A Chinese surgeon now says an operation in Moscow, Russia, this month was the world’s first spinal cord transplant. Experts are questioning the claim because no results have been released for the paralyzed patient. (More)

➤ A Scottish museum has pulled its Egyptian mummies from display because there’s no record that the ancient Egyptians agreed to be shown. A former British government education adviser called the move “woke nonsense.” (More)

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➤ Healthy foods are giving Americans “grocery store belly,” according to renowned surgeon Dr. Steven Gundry. Why are millions eating cleaner than ever yet still watching their stomachs get puffier and harder to flatten? Gundry says it has nothing to do with hidden sugars, GMOs, or pesticides. Instead, it’s tied to a radical change in the food supply, affecting your digestion, energy, and waistline. (See Kitchen Trick)

➤ Tom Skerritt, the Air Force veteran turned actor who played Viper in Top Gun and won an Emmy for Picket Fences, died Wednesday. He was 93. (See His Career)

➤ Amazon MGM Studios is expected to begin final screen tests this week to choose Daniel Craig’s successor as James Bond, with actors Josh O’Connor, Callum Turner, and Jack Lowden reportedly among the finalists. (More)

➤ Apple Corps plans to open an expanded, 100,000-square-foot Beatles Story museum in Liverpool in 2028, featuring immersive exhibits, original artifacts, and recreated landmarks using sets from Sam Mendes’ four Beatles biopics. (See Details)

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➤ Could your home help fund your retirement? A reverse mortgage lets eligible homeowners access a portion of their home equity while continuing to live there. Taxes, insurance, and upkeep remain your responsibility. Explore Money.com’s reverse mortgage information to understand the benefits, costs, and requirements before deciding.

➤ An elephant leading a Hindu festival parade in Karnataka, India, threw off the 1,400-pound gold shrine on its back and flipped a car during a rampage. Officials said it was sedated and is recovering. (Watch Rampage)

➤ A rare hailstorm pelted Phoenix, smashing car windshields and covering neighborhoods in ice. Golf-ball-size hail reportedly damaged homes and shattered windows elsewhere in Arizona. (Watch Hail)

➤ A retired house painter in England sold Pokémon cards he had stored in his attic for 15 years for about $2.1 million. One set he paid about $400 for on eBay sold for roughly $100,000. (More)

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➤ A free book, Hearts of Fire 2, shares the true stories of 12 women who stayed faithful to Christ despite persecution. One witnessed guerrilla fighters in Colombia, and another publicly forgave the extremists who killed her husband in Libya. Let their stories inspire your faith. (Get Your Free Book)

Who’s your favorite James Bond?

1. Sean Connery
2. George Lazenby
3. Roger Moore
4. Timothy Dalton
5. Pierce Brosnan
6. Daniel Craig

Yesterday’s Results:

What do you do when milk is past its use-by date?

1. Smell test first: 74%
2. Toss it: 23%
3. Drink it anyway: 3%

Today’s Trivia

Which Italian dish’s name translates as “trouser leg”? 

Show me the answer